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Website disclaimer

Please read these general terms and conditions relating to the use of this website carefully.


Definition and general access conditions

The "Website" means this website as published by Fortis Bank SA/NV (further identified under “Publisher” below, hereafter the “Bank”) and other BNP Paribas Factoring companies. BNP Paribas Fortis Bank SA/NV is in charge of hosting the BNP Paribas Factoring website on behalf of the BNP Paribas Group and all information and materials contained on the Website.

The BNP Paribas Group means BNP Paribas SA in France and any legal entity belonging, directly or indirectly, to BNP Paribas SA in France and, directly or indirectly, participating to factoring activities.

Certain sections or pages of the Website may contain separate and/or additional terms and conditions, which are in addition to the present general terms and conditions. In the event of a conflict, separate and / or additional terms and conditions will prevail over the present general terms and conditions for those sections or pages.

This Website also contains links to websites published by third parties. Links to this Website may also be included on third–party websites. The Bank has not reviewed these and declines any liability for any information or materials posted on any of the sites linked to this Website. By creating a link to a third–party website or by tolerating that a third–party website includes a link to this Website, the Bank does not endorse or recommend any products or services offered on that third–party website. Neither does the Bank express any implied or explicit appreciation as to the accuracy and / or reliability of the information to be found, directly or indirectly, on any third–party websites or as to the reliability and/or honourableness of any third parties.

The contents of the Website are subject to change. Not all products and services are available in all geographic areas. Your eligibility to receive any product or service may be subject to approval by the relevant entity of the BNP Paribas Group. Unless otherwise expressly provided, information on this Website does not constitute an offer or solicitation to conduct investment business in any jurisdiction. Persons accessing, visiting or using this Website must satisfy themselves that the laws of their own country allow them to access the information or must refrain from accessing, visiting and/or using the Website accordingly.

Websites of any entity of the BNP Paribas Group may also be accessible through this Website in view of providing any additional information as well as offering transactional or not services with respect to factoring activities.


The publisher of this Website is BNP Paribas Fortis NV/SA , in charge of hosting the BNP Paribas Factoring website on behalf of the BNP Paribas Group.

Global Factoring Competence Centre

BNP Paribas Fortis NV/SA

  • Fortis Banque SA/NV
  • Montagne du Parc/Warandeberg 3
  • B-1000 Brussels
  • Belgium

VAT number BE 0403.199.702 - Brussels RPM/RPR

The supervisory authority is:

  • The National Bank of Belgium
  • Boulevard du Berlaimont, 14
  • BE – 1000 Brussels, Belgium

Website Content and materials

The information and material on this Website are provided for your convenience, are to be used for informational purposes only and do not constitute an offer regarding any financial, banking, insurance or other product or service. The information and material presented on this Website do not constitute an offer to sell or solicitation of an offer to buy financial instruments. The information and materials contained on this Website are not intended to provide any advice including but without limitation financial, tax, accounting or legal advice.

The Bank will make reasonable endeavours to check and update the information and materials contained in this Website and to assess the reliability and honourableness of their sources. Consequently this information and materials posted on the Website are subject to change without prior notice. Nevertheless, the Bank does not guarantee the accuracy, adequacy, completeness, timeliness or fitness for any specific purpose of the information and materials included or referred to in this Website or the reliability and honourableness of their sources. The BNP Paribas Group, its directors, employees and agents shall not have any liability, on whatever basis, contractual or not, for any direct or indirect damages you may incur arising from the access to, visit or use of the Website, except in case of willful misconduct or gross negligence on their part.

Intellectual Property Rights

The information and material on this Website are protected by intellectual property rights, including but not limited to copyright, know-how, business names, trade marks, patents and design rights which are owned by the Bank, or third parties. The information and material on this Website may be displayed and printed exclusively for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in or on or relating to such information and material. You shall not otherwise distribute, modify, transmit, reproduce, re-use, re-post or sell any information or material contained in this Website, in any form, and by any means, without the express prior written consent of the Bank.


Please note that the Bank is the controller of personal data collected trough this Website. As a user of this Website, you agree with the registration and processing by the Bank of personal data relating to you for the following purposes: the respect of any applicable legal or regulatory provision, specifically in terms of the prevention of money laundering and the financing of terrorism, management of the Bank's clientele, including prospective clients, administration of contractual relationship, prevention of irregularities, creation of statistics and tests, monitoring of the quality of the service, commercial prospection, or direct marketing of financial, banking or insurance products as well as other products which are promoted by the Bank or its affiliated entities.

You agree that this data may be communicated to any of the BNP Paribas Group 's entities, to subcontractors, outsourced service providers and other staff members or to other persons for compliance with any Belgian or foreign legal obligation or in case of any legitimate interest. You also agree to the transmission of such data in the conditions set out above even when the recipient party is located outside the European Union, whether an adequate level of protection is guaranteed or not. BNP Paribas Group access to your personal data collected through this Website is restricted to persons who need the data in pursuance of their duties.

You are entitled to request, in writing to the address given above or via the Website by clicking on "Contact Us" and free of charge, that the BNP Paribas Group’ entities stop using your personal data collected through this Website for commercial prospecting or direct marketing purposes.

You can contact us to access your personal data and to request any change which is necessary to correct or keep the data accurate. All you need to do is to send a written request to this end, duly dated and signed, to the address given above.

Cookies may be used on the Website in order to enhance the service provided to you. Cookies are small text files that are copied onto your hard disk. The Bank may use cookies to facilitate navigation on the Website and to personalize the service offered to you. You can configure your Internet browser in order to be informed of each cookie sent or to reject cookies systematically by adjusting your browser settings. You acknowledge that efficient navigation on the Website is likely to be compromised, should cookies be refused.


Any information or material sent to the Bank through this Website will be handled in a manner consistent with legal and regulatory requirements. You authorize the Bank to communicate such information or material to the other BNP Paribas Group’s entities in the same manner.

Unless expressly provided otherwise, any communication from the users with regard to this Website must be sent to the following e-mail address:

Any communications including data, questions, comments, ideas and suggestions which are sent to the Bank by electronic mail or by any other means shall be considered as non-confidential, under the reserve of the Bank’s professional confidentiality obligations, and the legal rights of the users, including but not limited to, his rights under the privacy legislation and in accordance with the privacy provisions mentioned above. Under the same reserves, any communications may, without any compensation of any kind, be re-used, copied in whole or in part, modified and redistributed by the Bank in any form, through any means and for any purpose.

The same provisions apply to the BNP Paribas Group’s entities.

Governing Law and Jurisdiction

Your access to, visit of and use of the Website, and the present general terms and conditions are governed by and shall be construed in accordance with Belgian law. The Courts of Brussels shall have exclusive jurisdiction over any dispute relating thereto, without prejudice to the Bank making choice of any other court having jurisdiction on such a dispute under any applicable law.

Severability and Changes

In the event any of the terms or provisions of these general terms and conditions would be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision.

The Bank may modify these general terms and conditions at any time, with immediate effect and without prior notice.

Liability of third parties

Any illicit or prohibited use of this Website, amongst others by causing damages to any software used and data provided for, by means of viruses, destruction and/or data manipulation, gives rise to civil and criminal liability.

In case the Bank would, even temporarily, not invoke or enforce these or any other rights emanating from these general terms and conditions and/or having regard to the use of this Website, such lack of action on behalf of the Bank shall by no means be considered as or have as consequence the desisting from or the fact to have renounced any right or claim whatsoever.