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Tailor-Made Factoring Solutions

What is Tailor-Made Factoring Solutions?

Tailor-made factoring solutions are different modified versions of factoring solutions which are adapted for different conditions of each country that we operate. Their design and implementation are specifically structured after a long analyses of client needs and market specifics. BNP Paribas Factoring Group offers different tailor-made factoring solutions to meet precise needs of each client, differ from one country to another based on;

  • Different payment methods
  • Sector specifics
  • Different market structures
  • Different payment conditions
  • Company structures
  • Local jurisdictions
Our tailor-made factoring solutions are locally designed with the global market experience of BNP Paribas Factoring Group, considering your local constraints and conditions to meet your precise local business needs

Reverse Factoring

BNP Paribas Factoring works together with large corporate buyers to pay their supplier invoices early. The supplier benefit from prepaid invoices and accelerated cash flow whilst buyer may pay BNP Paribas Factoring on extended terms. This structure is based on the balance sheet of the buyer. This is a tripartite durable relationship between buyer, supplier and BNP Paribas Factoring.

Who can benefit from Reverse Factoring Solution?

Reverse Factoring  can be offered to companies with a strong balance sheet and to their suppliers. It can be leveraged from supplier to their big corporate buyers.

Client (Buyer) Benefits

  • Extended payment terms which will bring additional liquidity
  • Discounts from sellers
  • Build up a trust-based relationship with its suppliers.
  • Avoid Supply Chain disruptions
  • Financial support to sellers

Seller Benefits

  • Early payments of outstanding invoices
  • Benefit from the strong balance sheet of Buyer
  • Competitive cost agreed with the Client/Buyer
  • Quicker credit process with the help of creditworthiness of Buyer.

Distribution Finance

Distribution finance solution is generally specified for distribution companies like automobile sector allowing them to have sufficient inventory to satisfy their customers’ demands with extended payment terms. 

Who can benefit from BNP Paribas Factoring Distribution Finance Solution?

Distribution companies who have dealers’ network with goods that are easily traceable.

Client (Seller) Benefits

  • Possibility of off-balance sheet financing
  • Immediate payments & cash position improvement
  • High sales potential as more goods on the market
  • Improved commercial relationships with the dealers

Buyer Benefits

  • Sufficient stocking
  • Satisfy the clients’ demands quickly
  • Improved payment terms

Maturity Factoring

BNP Paribas Factoring maintain the credit & collection services and pay the amount (after deducting a commission) of each invoice as it fails due, whether or not the payment was collected.

Who can benefit from BNP Paribas Factoring Maturity Factoring Solution?

Companies with high-bargaining power over  their buyers and a network of established dealers.

Client (Seller) Benefits

  • Reduce commercial risks.
  • Optimized cash flow and its management.
  • Improved commercial partnership.
  • Match of accounts receivables and account payables.

Progressive Line

It is a modern form combining advantages of financing receivables and client liabilities payments. It allows flexible management of client’s funds: both invoices financing and purchases payments. Factoring limit depends on the level of customer receivables and the entire transaction processing is in e-Trade system. Currently, it can be applied only in Poland.

Who can benefit from BNP Paribas Factoring Progressive Line Solution?

Product dedicated for Clients who have a high level of trade receivables and are focused on efficient management of delivery timelines and suppliers trade limits.

Client (Seller) Benefits

  • Discounts for early payments
  • Improved liquidity
  • Receivables as a collateral
  • Credibility with suppliers through timely payments
  • More effective negotiation of payment deadlines
  • Unique and modern system solution

You can find out more details of our tailor-made factoring solutions designed specifically for you via the local website of BNP Paribas Factoring entity in your country or you can directly contact us with the definition of your business needs and we will find proper factoring solutions for your business model together. 

Traditional Factoring Solutions

High-quality traditional factoring solutions of BNP Paribas Factoring.

BNP Paribas Factoring offers a set of standard factoring services which you can you use together or separately.

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Cross-Border Factoring Solutions

Are you looking for centrally co-ordinated glocal solutions for your multi-national company?

Thanks to our BNP Paribas Factoring network, you will be able to manage factoring services of your multi-national company centrally.

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International (Import/Export) Factoring Solutions

Increase your presence and visibility in international trade market with BNP Paribas Factoring.

You can investigate your foreign buyers and have an open-account trade with an attractive payment terms while we are managing the collection in case you need.

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Tailor-Made Factoring Solutions

Discover BNP Paribas Factoring tailor-made solutions designed specifically for your country structures, market behaviours and industry specifics.

If you need more than traditional factoring for your business, you can find best-fit structured factoring solutions designed especially for your country and industry requirements.

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